About us

Built by people who know contracting, for spray foam rig owners.

Spray Foam Rig Insurance is the rig coverage division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a proportioner gets stolen at ACV, a compressor burns out without breakdown coverage, or the rig truck policy doesn't cover what's in the trailer.

Spray foam rig operator on a commercial job
  • Licensed in all 50 states
  • Founded 2005 — 20+ years
  • Spray foam rig specialists
  • 15-minute quote turnaround
  • 2-hour claims response
  • A.M. Best A+ carrier partners
Our story

From the jobsite to the agency.

Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what spray foam rigs cost, why replacement cost matters, and what a coverage gap looks like when a rig claim comes in short.

2005

Contractors Choice Agency founded

Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and their equipment the right way.

15 yrs

Expanded to specialty contractor equipment markets

After placing programs for dozens of specialty contractor categories, CCA builds dedicated expertise in spray foam rig coverage — inland marine, breakdown, and rig auto.

Today

Dedicated spray foam rig division

Spray Foam Rig Insurance focuses CCA's expertise on spray foam rig operators — where proportioner valuation, breakdown coverage, and theft protection are the real risks.

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Spray foam rigs and operations insured nationwide

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Years insuring specialty contractor equipment

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Average quote turnaround

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States licensed & writing

What we stand for

Four things we won't compromise on.

Rig-owner-first, always

Josh spent years in the trades before starting the agency. We understand what spray foam rigs cost and what happens when coverage fails at claim time.

Coverage that closes the gaps

ACV instead of replacement cost, no breakdown on the proportioner, and no theft off the trailer — we address the rig coverage gaps standard markets miss.

A-rated markets only

We shop carriers with the financial strength and equipment experience to be there when a theft, breakdown, or rig-truck claim hits.

Honest, no-pressure advice

If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your spray foam rig actually requires.

Ready to insure your spray foam rig at replacement cost?

Get a 15-minute quote from a specialist who understands spray foam rigs — proportioner and hose values, breakdown exposure, rig truck auto, and theft off the trailer.