Theft & Vandalism for spray foam rigs
Theft coverage for spray foam rigs wherever they sit — off the trailer overnight, from a jobsite, from a storage yard, or in transit — because rig theft is one of the most common and costly losses in spray foam contracting.
What it covers
- Theft of proportioner and equipment off a trailer
- Theft from a jobsite or storage yard
- Theft during transit between jobs
- Vandalism and malicious damage to the rig
- Mysterious disappearance with documentation
- Replacement cost for stolen components
Who it's for
- Any spray foam rig operator (theft is a universal exposure)
- Operations in high-theft urban or suburban markets
- Contractors who leave rigs on jobsites or in open storage
- Spray foam operators who've had a prior rig theft and got an ACV check
Why CCA
- Theft coverage that follows the rig off the trailer, off the jobsite, and into storage
- Replacement cost on stolen components — not ACV
- Fast claim handling so a stolen rig is replaced quickly
Common questions about theft & vandalism
Commercial auto covers the truck and trailer as vehicles — not the equipment loaded inside. A proportioner stolen from a trailer is an inland marine (equipment) claim, not an auto claim.
Only if the inland marine policy specifically covers theft from a trailer. Some forms exclude theft from unattended trailers; others include it. We confirm this explicitly before binding — it's the most common theft scenario for spray foam rig operators.
Serial numbers, make/model, equipment list, replacement cost values, and a police report. Complete documentation means a theft claim is paid at full replacement cost quickly — incomplete records lead to delays and underpayment.
Under a properly structured inland marine policy, replacement cost. At ACV, a stolen proportioner often pays a fraction of what a new one costs. Replacement cost is standard in the rig coverage programs we write.
Cost is driven by proportioner value, hose footage, rig truck details, crew size, and loss history. We quote your specific rig in about 15 minutes — never a generic estimate.
Yes. Contractors Choice Agency is licensed in all 50 states and writes spray foam rig programs nationwide — Texas, Florida, the Midwest, Southeast, Northeast, and everywhere spray foam contractors operate.
Typically 15 minutes on a call. We need proportioner make/model/value, hose system details, rig truck info, crew size, and loss history.
Often yes. We have specialty and E&S markets for rig operators with prior theft, equipment damage, or loss history. Bring us your situation and we'll find a market.
Usually yes. A coordinated program — inland marine, breakdown, auto, GL, CPL — closes gaps between policies and is typically more cost-effective than separate policies from separate carriers.
A.M. Best ratings reflect a carrier's financial strength and ability to pay claims. We place rig coverage with A-rated carriers so the coverage is there when a theft, breakdown, or rig-truck claim hits.
Yes. We build scheduled inland marine programs for rig fleets, covering each unit at replacement cost with coordinated auto and breakdown coverage.
Yes. Inland marine follows the rig; commercial auto coordinates across states. We build programs so your rig is covered wherever it operates.
Proportioner make/model/year/value, heated hose footage, spray gun count, trailer or truck-mount, rig truck year/make/model, crew size, types of jobs, states you work in, current coverage, and loss history.
Under a properly written inland marine policy with theft coverage, yes. We confirm the form covers theft from storage — not just theft from active jobsites.
It should — proportioner, heated hose, spray guns, drum heaters, and the trailer. We schedule every component at replacement cost so a loss on any part of the system is fully covered.
Yes for most rig operators. A proportioner compressor failure without breakdown coverage is a major out-of-pocket expense. Breakdown coverage is relatively inexpensive compared to the cost of a proportioner repair.
Yes. Financed rigs need replacement-cost inland marine with the lender named as loss payee. We set up the program to meet lender requirements.
Yes — typically same-day for standard requests. General contractor and project-owner requirements are routine for us.
Pair it with related coverage
Ready to insure your spray foam rig at replacement cost?
Get a 15-minute quote from a specialist who understands spray foam rigs — proportioner and hose values, breakdown exposure, rig truck auto, and theft off the trailer.