Equipment Breakdown for spray foam rigs
Equipment breakdown coverage for the proportioner, compressors, heated hose system, and auxiliary equipment — covering internal mechanical or electrical failure that inland marine was never built to cover.
What it covers
- Proportioner compressor mechanical failure
- Electrical fault and motor burnout
- Heated hose heating system failure
- Pump and fluid system failure
- Cost to repair or replace failed components
- Business interruption during repair
Who it's for
- Any spray foam rig operator with a proportioner (mechanical failure is a when, not an if)
- Operations that have had an uncovered proportioner repair
- Contractors who run their rigs hard and need breakdown protection
- Operations whose current inland marine excludes mechanical failure
Why CCA
- Breakdown paired with inland marine — the two coverage forms that together cover every physical rig loss
- Fast claim handling so a failed proportioner doesn't leave you waiting weeks
- Business interruption option for lost income during repair
Common questions about equipment breakdown
Inland marine covers external causes — theft, transit damage, fire. Equipment breakdown covers internal failure — compressor burnout, motor failure, electrical faults. The two forms were designed to work together, not as substitutes.
Compressor failure, motor burnout, electrical faults, pump failure, and heated hose heating system failure. Essentially any internal mechanical or electrical breakdown that puts the proportioner out of service.
Fast — because a spray foam contractor can't bill without a working rig. We work with carriers that handle breakdown claims quickly so you can authorize repairs and get back to work.
Some breakdown forms include rental reimbursement; others require a separate endorsement. We confirm what's available and whether rental reimbursement makes sense for your operation.
Cost is driven by proportioner value, hose footage, rig truck details, crew size, and loss history. We quote your specific rig in about 15 minutes — never a generic estimate.
Yes. Contractors Choice Agency is licensed in all 50 states and writes spray foam rig programs nationwide — Texas, Florida, the Midwest, Southeast, Northeast, and everywhere spray foam contractors operate.
Typically 15 minutes on a call. We need proportioner make/model/value, hose system details, rig truck info, crew size, and loss history.
Often yes. We have specialty and E&S markets for rig operators with prior theft, equipment damage, or loss history. Bring us your situation and we'll find a market.
Usually yes. A coordinated program — inland marine, breakdown, auto, GL, CPL — closes gaps between policies and is typically more cost-effective than separate policies from separate carriers.
A.M. Best ratings reflect a carrier's financial strength and ability to pay claims. We place rig coverage with A-rated carriers so the coverage is there when a theft, breakdown, or rig-truck claim hits.
Yes. We build scheduled inland marine programs for rig fleets, covering each unit at replacement cost with coordinated auto and breakdown coverage.
Yes. Inland marine follows the rig; commercial auto coordinates across states. We build programs so your rig is covered wherever it operates.
Proportioner make/model/year/value, heated hose footage, spray gun count, trailer or truck-mount, rig truck year/make/model, crew size, types of jobs, states you work in, current coverage, and loss history.
Under a properly written inland marine policy with theft coverage, yes. We confirm the form covers theft from storage — not just theft from active jobsites.
It should — proportioner, heated hose, spray guns, drum heaters, and the trailer. We schedule every component at replacement cost so a loss on any part of the system is fully covered.
Yes for most rig operators. A proportioner compressor failure without breakdown coverage is a major out-of-pocket expense. Breakdown coverage is relatively inexpensive compared to the cost of a proportioner repair.
Yes. Financed rigs need replacement-cost inland marine with the lender named as loss payee. We set up the program to meet lender requirements.
Yes — typically same-day for standard requests. General contractor and project-owner requirements are routine for us.
Pair it with related coverage
Ready to insure your spray foam rig at replacement cost?
Get a 15-minute quote from a specialist who understands spray foam rigs — proportioner and hose values, breakdown exposure, rig truck auto, and theft off the trailer.